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SMB BenefitsPEO · Payroll · HR

Solutions

One brokerage for everything you are required to buy.

Eight service lines, quoted independently and, where it makes sense, bundled into a single PEO relationship. Start anywhere — most clients start with the piece that hurts.

01Co-employment

Professional Employer Organization (PEO)

A PEO puts your employees onto a large, pooled master plan. You keep day-to-day control of your team; the PEO becomes the employer of record for payroll taxes, benefits administration and workers' compensation. For most employers under 100 lives, it is the fastest way to fix benefits, compliance and HR overhead in one move.

Best for: 5–150 employees, multi-state teams, first-time benefits buyers, and companies losing candidates on benefits.

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2–8%

typical benefit cost reduction vs. small-group renewal

1 invoice

replaces payroll, benefits, comp and HR vendors

< 30 days

standard implementation timeline

02Pay your people

Payroll & Tax Administration

Whether you run 8 employees in one state or 400 across twelve, payroll should be a 20-minute task with no surprise notices. We place and configure payroll platforms — Paychex Flex chief among them — and stay involved through implementation, the first three cycles, and every year-end.

Best for: Companies outgrowing a DIY tool, adding states, or cleaning up tax notices.

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50 states

registration, filing and reciprocity handled

24/7

support access on managed service plans

$0

cost for our brokerage and oversight

03HR capacity

HR Services & Compliance

Most companies hire their first HR generalist somewhere around 60 employees. The compliance obligations start at one. Outsourced HR closes that gap with a named HR professional, real documentation, and a compliance calendar tied to the states you operate in.

Best for: Founders and office managers doing HR at night, and teams facing their first serious employee issue.

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Named

HR professional, not a ticket queue

Handbook

state-specific, reviewed annually

50-state

labor-law monitoring and poster compliance

04Attract and keep talent

Employee Benefits

We are an independent benefits brokerage. We market your group to national and regional carriers, model the PEO alternative alongside it, and present the honest trade-off between cost, network and administrative burden — then we run enrollment so you are not fielding plan questions in the hallway.

Best for: Employers facing a double-digit renewal increase, or offering benefits for the first time.

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Multi-carrier

marketing every renewal, not a rubber stamp

Level-funded

and ICHRA options modeled where they fit

Enrollment

meetings and materials run by us

05Retirement

401(k) & Retirement

More than a dozen states now require employers to offer a retirement plan or enroll in a state program. We help you choose between a state option, a pooled plan and a standalone 401(k) — including SECURE 2.0 startup tax credits that can offset much of the first three years of cost.

Best for: Employers facing a state mandate, or fixing a plan with high fees and no fiduciary support.

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Up to $5,000/yr

in SECURE 2.0 startup credits for 3 years

3(16) / 3(38)

fiduciary support options available

360°

payroll integration for deferrals and census

06Labor cost control

Time & Attendance

Timekeeping that feeds payroll directly, enforces your break and overtime rules by state, and gives managers a schedule they can build in minutes. For hourly workforces this is usually the fastest measurable ROI in the whole stack.

Best for: Restaurants, clinics, retail, manufacturing, field services and any team with shift schedules.

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1–3%

typical payroll savings from rounding and punch control

Rules-based

OT, meal and rest-break enforcement by state

Direct feed

into payroll with no re-keying

07Talent

Hiring & Onboarding

Applicant tracking, background screening, offer letters, I-9s and day-one system access, all connected to payroll so a new hire is entered exactly once. Faster time-to-hire, and no more onboarding packets living in a filing cabinet.

Best for: Teams hiring more than a handful of people a year, or hiring across state lines.

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One entry

flows from applicant to employee record

E-Verify

and electronic I-9 built in

Day one

paperwork done before they arrive

08Protect the business

Business Insurance & Workers' Comp

Workers' compensation tied to real payroll instead of an annual estimate, plus the employment-related coverages small employers most often discover too late — EPLI, cyber, and fiduciary liability. We market these independently, and we tell you where a PEO's bundled comp beats a standalone policy.

Best for: Employers with deposit-heavy comp policies, large audit swings, or open claims.

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No deposit

on pay-as-you-go comp programs

No surprise

year-end audit bills

Claims

advocacy and return-to-work support

Bundle or unbundle

You do not have to buy it all from one place.

Some clients run a PEO for everything. Others keep payroll in-house and use us only for benefits and comp. Both are fine. What we will not do is push a bundle that costs you more than the parts.

A typical engagement includes

  • Current-state audit in writing
  • Multi-provider marketing under NDA
  • Normalized cost comparison
  • Employee cost-impact modeling
  • Implementation project oversight
  • Open enrollment meetings
  • First-three-payroll verification
  • Annual renewal market test

Bring us your renewal. We will bring you options.

A 30-minute discovery call, a census, and you get a normalized comparison across Paychex and competing providers. No fee, no obligation, no pressure to switch mid-contract.